ANALISIS INTELLECTUAL CAPITAL DAN KINERJA KEUANGAN PERBANKAN (PENDEKATAN DINAMIS PADA PANEL DATA)
ABSTRACT: The performance of
economic entities has been a research matter even in the ancient world. The
human genius has been recognized as a vehicle for certain valueable
capabilities and as the critical enabler of trnasforming processes. But it has
not been considered as an intellectual capitalizator or intellectual asset. The
field for intellectual capital and the related philosophy of knowledge
management has a risen recently to an interesting research object world wide.
Applies the Value Added Intellectual Coefficient method and Rate of Growth
Intellectual Capital in order to analyze the dynamic effect of Indonesia
commercail banks for the financial period 2005 quarter 1 untill 2008 quarter 4.
Focuses in bnaking financial performance both for current period and the
future. The research method is quantitative analysis and the sample size there
are 22 banks by using purposive sampling method. The method of estimation is
dynamic model on panel data. The result of the study are, as a whole all banks
have relatively smaller capital employed efficiency than human and structural
efficiencies. The long term effect has greater impact for Return on Asset and
Solvency Ratio compare to the short term one. Average response time required
for adjustment of Return on Asset is faster then Solvency Ratio.
Key words: Value Added
Intellectual Coefficient, Rate of Growth Intellectual Capital, Return on Asset,
and Solvency Ratio
Penulis: Ghozali Maski
Kode Jurnal: jpmanajemendd100102
Pesan jurnal yang anda butuhkan disini.... >>> KLIK DISINI <<<
