ABSTRACT: This study aims to
determine the influence of the number of estimates and borrowing money against
the net profit on Shariah Pawnshop Lhokseumawe. The data used are secondary
data were processed using multiple linear regression analysis through SPSS
(Statistical Package for Social Science) version 12.0.The results obtained
correlation value (R) of 0.953, a very strong relationship between the
estimated and borrowed money in affecting net income. Adjusted R square value
of 0.895 means that 89.5% of the changes in the dependent variable is
influenced by the independent variable and the remaining 10.5% is influenced by
other variables that are not observed in this study (error term). The results
obtained by testing hypotheses simultaneously calculated F value> Ftable
(64.661> 3.81), means the total estimated number of simultaneous variables
(X1) and borrowing money (X2) are jointly significant effect on net income at
the Pawnshop syari’ah Lhokseumawe. The test results obtained by partial
hypothesis tcount variable amount estimated (X1) of 0.601 while ttable of
2.1604, which means that the value of the estimated partial effect on net
income. Variable loan money (X2) equal to 10.437, while ttable of 2.1604, which
means that borrowing money is partially an effect on net income. Suggested to
Shariah Pawnshop Lhokseumawe in order to be a motivator for other financial
institutions in helping people who need them.
Keywords: Total Estimated,
Money Loans, Net Income
Penulis: Damanhur, Leni
Darwina
Kode Jurnal: jpmanajemendd110102
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