ABSTRACT: The aim of this
research is to analyze how risk management implementation and organizational
behavior, may simultaneously affect the organizational performance of banking
organizations in Indonesia. Samples in this research are 99 commercial banks,
including 5 national commercial banks, 68 private commercial banks, and 26
regional development banks. Data were collected using written questionnaires to
all 99 commercial banks. At the end of the collection period, 81 responses (90%
response rate) were obtained. After data eligibility verification, 76
commercial banks (84.4%) met the requirements for further analysis. All data
were analyzed by Structural Equation Modeling (SEM). All four of relationship
hypotheses are significantly proven. Analysis on organizational behavior and
risk management indicate that the structure and process group indicator, and
the strategic risk indicator, have the most influential effects to build their
values respectively. As result, formation of the organizational behavior and
the risk management implementation should be executed simultaneously to
increase bank’s organizational performance. The bank’s risk management officers
should prioritize the incurrence of interactions among organization elements
and individuals on implementing risk management within the banking industry.
Bank’s leaders should also build accurate plan on identifying, measuring,
supervising, and managing each risk of the commercial bank activities, so that
it may cope with bank’s turbulence to environment factors.
Keywords: Risk Management,
Organizational Behavior, Organizational Performance, Banking Industry
Penulis: Anton Baroto Budi
Susatyo, Eka Afnan Troena, Armanu Thoyib, Ubud Salim
Kode Jurnal: jpmanajemendd110087
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