ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI TABUNGAN RUMAH TANGGA PEDESAAN DI KECAMATAN DELANGGU KABUPATEN KLATEN
ABSTRACT: This study is an
empirical study conducted in Delanggu District Klaten Regency,
and was aimed
to analyze the
dominant factors contributing to
rural households saving. The study employed
descriptive statistics and
linear regression techniques from
a sample of 93 households.
The dependent variable was a rural household saving devided
by family size. The result indicated
that using linear
regression for rural households saving’s
model was the
best model, for
66% prediction capability of
its independent variable, and
there are no multicollinearity, heteroscedasticity and
autocorrelation. There are 3 factors that
have significant contribution
to rural households
saving: household income devided
by family size,
share consumption in total income and
occupation of household
head. Education of
household head, young age
dependency ratio and
old age dependency
ratio do not have
considerable influence, since
none of those
have significant coefficients. The
study recommends the necessity for intensive rural househol savings mobilization
by developing rural
financial institutions for saver and borrower, and reviewing
agricultural credit programmes for rural household.
Keywords: Rural
saving domestic, domestic
earnings, earnings source,
consumption
Penulis: Sutarno
Kode Jurnal: jpmanajemendd060045
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