ANALISIS PERBANDINGAN KINERJA BANK PEMERINTAH, BANK SWASTA, DAN BANK ASING DI INDONESIA
ABSTRACT: Soundness of a bank
is reflected in the financial statements issued by the bank where such
financial statements have been audited by public accounting firms. Health
assessment of banks carried out each period. In any assessment of a bank's
condition is determined. For banks that have been considered previously can
also be assessed whether there is an increase or decrease in health. For banks
which, according to health or the health assessment increase does not matter,
because that is what is expected and continue to be retained, but the bank is
constantly unwell. This study aims to analyze the Government Performance
Comparison Bank, Foreign Banks and Private Banks in Indonesia In the Year 2001
to 2010. Population used in this study were all government banks and private
banks in Indonesia Stock Exchange. The sampling technique used in this study
was purposive sampling because only a selected sample met the criteria only. Analysis techniques
use descriptive analysis.
CAMEL financial ratio
and determine the
mean of each
ratio. Ratio is CAR (Capital Adequacy Ratio), NPL (Non
Performing Loan), ROE (Return On Equity), ROA (Return On Asset), BOPO (Operational
Cost Ratio) and LDR (Loan to Deposits Ratio) has the power or the power
classification predictions for the state banks experiencing financial
difficulties.
Keywords: CAMEL, CAR, NPL,
BOPO, ROA, ROE, LDR
Penulis: RENO INDRA KUSUMA
Kode Jurnal: jpakuntansidd120062
