ANALISIS PERBANDINGAN KINERJA KEUANGAN PERBANKAN SYARIAH DENGAN PERBANKAN KONVENSIONAL
ABSTRACT: Methods This
study uses a case study
on PT Bank
Syariah Muamalat Tbk and
PT Bank BRI
Tbk is listed
on the Indonesia Stock Exchange. Data sources using
secondary data obtained from the financial statements of PT Bank Syariah
Muamalat Tbk and PT Bank BRI Tbk,
published in the
period 2009 –
2011. Data collection techniques
using documentation and literature. Analysis using financial
ratio analysis of
CAR, NPL, ROA,
BOPO and LDR. The results that:
CAR ratio at PT Bank BRI Tbk look better than
the PT Bank
Syariah Muamalat Indonesia
Tbk. This is indicated
by the higher
value of CAR
for the period
2009 – 2011 which
is owned by
PT Bank BRI
Tbk. NPL ratio
at PT Bank Syariah
Muamalat Indonesia Tbk
better than the
PT Bank BRI Tbk. This is indicated by the lower value
of NPL during the period 2009 – 2011. ROA ratio at PT Bank BRI Tbk look better
than the PT Bank Syariah
Muamalat Indonesia Tbk.
This is indicated
by the higher value of ROA over the period 2009 – 2011. BOPO ratio at PT
Bank BRI Tbk
better than the
PT Bank Syariah
Muamalat Indonesia Tbk. This is indicated by the lower value of BOPO
over the period 2009 – 2011. Liquidity ratio at PT Bank BRI Tbk better than financial
performance compared with
PT Bank Syariah Muamalat Indonesia Tbk. This is shown
both on the value of LDR. During the period 2009 – 2011 the value of LDR at PT
Bank BRI Tbk lower.
Keywords: CAR, NPL, ROA, BOPO
and LDR
Penulis: Ari Setyaningsih, Setyaningsih
Sri Utami
Kode Jurnal: jpmanajemendd130441
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