ANALISIS SISTEM PEMBIAYAAN KPR BANK KONVENSIONAL DAN PEMBIAYAAN KPRS BANK SYARIAH (STUDI KASUS BANK BTN DENGAN BANK MUAMALAT)

Abstract: This  paper  tries  to  compare  financing  system  of  housing  credit  amongs  to common  bank  and  sharia  bank.  The  purpose  of  this  comparation  is  to  know  the  differences of financing system of housing credit by Bank Tabungan Negara (BTN) and Bank Muamalat which used to be sample. Common people only know if common bank used  interest  as  rates  in  return  and  sharia  bank  did  not  use  it.  The  factors  will  be compared  are  conditions  apply,  proccess  of  housing  credit  applied,  akad  or  initial requirements,  calculation  of  installments,  and  treatment  of  customers  who  late  in paying or paying before the time. 
Keywords: akad; common bank; financing system; housing credit;interest;sharia
Penulis: Nabila Fatmasari
Kode Jurnal: jpakuntansidd130039

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