PENGARUH PENGENDALIAN INTERN PERKREDITAN TERHADAP KREDIT BERMASALAH PADA PT. BANK RAKYAT INDONESIA (PERSERO) TBK, CABANG TELUK BETUNG
Abstract: Development bank in
Lampung province experienced a fairly rapid developments, this rapid growth led
to increased competition among banks in seizing the customer to raise funds as
much as possible from the community. Funds raised are then arranged in order to
provide benefits for banks, in other words, the funds channeled back into the
community in the form of credit. Bank as a form of business entity, of course
activities undertaken expect profit. It is a natural thing, but in the implementation
of the provision of credit, in addition to fulfilling the objectives of banking
business motive profile bank also should serve as an agent of development, meaning
that the bank should be able to guide the debiturny, so that the loan has been disbursed
to meet the original target. To maintain the position of overseeing monetary and
credit can be done by setting the direction of credit such as credit type
setting priorities as has been done by PT. Bank Rakyat Indonesia. (Persero)
Tbk. Teluk Betung branch. This type of research in the form of descriptive
research and associative. Descriptive research conducted to get an overview of
the variables used in this study, whereas associative research is used to
examine the relationship between internal control or influence of the level of
over due loans credit by using statistical test.
Keywords: Internal control,
Non-performing Loans, Agent of development
Penulis: Haninun
Kode Jurnal: jpakuntansidd110094