PERLINDUNGAN HUKUM BAGI PEMOHON KREDIT DENGAN MENGACU PADA ASAS KESEIMBANGAN ANTARA PELAKU USAHA (BANK) DAN KONSUMENNYA (PEMOHON KREDIT)
Abstract: Banking institutions
as one of the financial institutions have a strategic role in supporting the
economic life of a country. Banking institutions meant here as an intermediary
of the parties who have surplus funds to the lack of funds. Banking activities
that provide services on the economic sector that do not in spite of the risks
that could harm the banks themselves and the customer. Relationship between the
bank and the customer is bound to a credit agreement unnoticed by the debtor of
his rights is often overlooked by the bank. Guaranteeing the law protection and
law certainty for the debtors losing for such unilateral, the regulations of
consumer protection, therefore, have important functions. The type of research
used in this paper is the normative legal research. This research moved from
the inclusion of the standard clause that would open up opportunities for
businesses, especially banks to position the client, in this case the credit
applicant, to be weaker than the bank.
Keywords: bank (bank);
perlindungan konsumen (consumer protection)
Penulis: Ni Luh Putu Sri
Suryaningsih
Kode Jurnal: jphukumdd120119
