PRAKTIK MUSYARAKAH PADA UNIT SIMPAN PINJAM SYARIAH UNIT USAHA OTONOM KOPERASI SERBA USAHA SINAR MENTARI DI KARANGANYAR-JAWATENGAH
SARI: This research aims to a.
find out how is the implementation of partnership agreementin Syariah Lon Saving
Unit of Autonomous Enterprise Unit in Sinar Mentari Multi Business Cooperation,
Karanganyan b. find out society's reasons or motivations becomingcustomersof
the Syariah Lon-Saving Unit ofAutono mousEnterprise Unit in Sinar Mentari Multi
BusinessesCooperation; c. find outthe ways orefforst taken to solve
theproblems, ifthere is anydispute in thepartnership agreement etweencooperation partyand its customers.
Theresearch employs normative juridical and sociological / empirical juridical
approach. The data used are primary and secondary data. Techniques of
collecting data employed are interview; questionaire for the customer
andlibrary observation. Following are the results of the research: a. The
partnership agreementbetweencooperation partyanditscustomers isconducted in the
form ofwritten one involving mnagementoftherights andobligation
ofthecooperation as wellas its customers; stipulation of guarantee object;
theamount ofprofit sharing for thecooperation partyas well as itscustomers
andso on; b.Most ofpeopleareinterested in becoming thecustomers ofthe Syariah
Lon-Saving Unit ofAutonomous Enterprise Unit in Sinar Mentari Multi Businessses
Cooperation becauseofits easy procedure, that ac cording to thecustomers, itis
more flexible andnotcomplicated,
transaction based onthe Syariah Islam systemismore comfortable psychologically;
borrowingmoney through profit sharing systemismore appro priate than interest
system or others; c. If there amy problems/obstruction, firstly cooperation
party will attempt to solve the problems in family atmosphere/peacefully orplan
to adhere a warning boardonthe wall. Whenthisis not successful, thus, it will
use jurisdiction way. Since Religion Courtstilldo not have an authority tosolve
some dispute regarding with businessandloaning, andIndonesian Muamalah
Arbitration Boardis stillnot established in
Karanganyar, the completion lawfully inregency courtis preferred, i.e.
in Regency Courtof Karanganyar.
Key Words: Partnership,
profitsharingsystem, cooperation
Penulis: Agus Rianto
Kode Jurnal: jphukumdd070041
