PERANAN KREDIT USAHA RAKYAT (KUR) BAGI PENGEMBANGAN UMKM DI KOTA MEDAN (STUDI KASUS BANK BRI)
ABSTRACT: The objective of
this research is to know The role of the People’s Business Credit (KUR) for development of
UMKM in Medan
(Case Study of
Bank BRI). The role
is measured from income
earned UMKM enterpreneurs
after getting help
from People’s Business
Credit (KUR) of Bank
BRI and what
is the most
dominant factor that
encourage UMKM enterpreneurs
took the People’s Business Credit
(KUR) at Bank BRI.
The results showed
that a significant
KUR capital for
revenue growth of
UMKM in Medan.
This can be seen by the results of the analysis of the estimation model,
it can be seen that: t *> t-table (4111> 1.669013). Thus Ha is accepted, it means
capital KUR significant or significant impact on earnings UMKM
entrepreneurs at 95%
confidence level. And
the most dominant
factor that encourage the
UMKM entrepreneurs to
take or use
the People’s Business
Credit (KUR) in BRI
loan interest rates
lower by 37.31%
followed by 29.85%
recommended by a
friend, easy administration of
17.91%, a longer repayment period by 7.46% and good service at 7.46%.
Penulis: Dewi Anggraini, Syahrir
Hakim Nasution
Kode Jurnal: jpakuntansidd130185
