ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI NET INTEREST MARGIN PADA BANK-BANK UMUM DI INDONESIA
Abstract: The purpose of this study is
to analyzes the determinants of net interest margin of the public
banking sector in Indonesian over period of 2009-2012. Independent variables
are credit risk, operating cost,
risk aversion, and
transaction size. Research
using purposive sampling method
for taking samples.
Analysis technique used
is multiple linear regression analysis.The result of this research is
credit risk has not effect to net interest margin. Furthermore, bank’s specific
factor such as
high operating costs
contributes to high
net interest margin.Transaction
size has positive influence to net interest margin. Risk aversion has not
effect to net interest margin.
Penulis: ELISA PUSPITASARI
Kode Jurnal: jpmanajemendd141069
