ANALISIS KARAKTERISTIK SOSIAL EKONOMI YANG MEMANFAATKAN JASA PEGADAIAN DI KOTA MEDAN
ABSTRACT: In the preamble 1945
states that the aim of a state is to achieve the righteous and prosperous
people. In order to support the great and independent national economy, the
economic depelopment needs to get in appropriate order to increase the people’s
income and to overcome inbalanced economy and social gap. The government gives
some service, protection and welfare as its responsibility, so each people can
fulfill their needs to gain the welfare for those people who live in Indonesia.
This research made to know the characteristic of social economic people that
use the government services such as pawnshop in Medan. It made also to know whether
there is a relationship or not between social economic characteristic and service
(the amount of money owed) in the pawnshop and to find out the most dominant
social economic characteristic in using the pawnshop in Medan. The number of
sample in this research is 170 which consist of 17 pawnshop branch offices in
Medan. Each office was given a questionnaire for 10 person who used the
pawnshop’s service. The tenth person were taken randomly. In findings, the characteristics
of social economy that is represented by the income’s factors, the number of
families and educations affects the amount of money owed and the most dominat
factor of it is the consumer’s income and the numbers of families . The cause
is the consumer’s income that regarded as one of the terms which should be asked
in having a loan, while the number of families is regarded as another cause of the
amount of the money owed. The bigger of the number of families influenced the bigger
needs, so that the pawnshop is chosen as the one of alternative ways to fulfil the
needs. The most dominant effect given by the social economic characteristic to the
amount of money owed is 55,7% and the rest is 44,3 % it is influenced by
another factors, such as the guarantee, the limit of time, the interest rate
and administration given to the consumers.
KEYWORDS: Ekonomi, Jurnal.
Online, Akuntansi, Berita, pawn, loan, the number of families, income and
education
Penulis: Julita, Mawardi Nur
Kode Jurnal: jpakuntansidd080097
