ANALISIS PERSEPSI NASABAH ATAS KEAMANAN DAN KEPERCAYAAN DALAM SISTEM E-PAYMENTS
ABSTRACT: This research made a
study on the security and trust in the relation to the Electronc Payments
System (EPS) . The research propose a model which discuses factors which
determine the perceived security and the perceived trust. This research also
discus the effects of perceived security dan trust in the use of EPS, In this
research there has been an emprirical test of the proposed model with
respondens of 316 people in the Jakarta Meropolitan area. Data was analized
using a structural equation modelling. The research finding shows that security
statements is a factor which is significant to increase the perceived security
in the usage of EPS. The perceived trust has a positif influence significanly
in the use of EPS. The research did not find any statistical proving that there
is a statistical relationship between the quality of transaction procedure with
the preceived security and perceived trsutin the use of EPS. This research also
proves that there is a statistical relationship between the technical protection
and the perceived security (H1) , the security statements with the perceived
trust (H6). This research did not find any statistical relationship between the
transaction procedure the perceive trust (H4) and the technical protection with
the perceived trust (H2), This research explained the relationship between the
perceived trust and the use of EPS. The finding of the research shows the role
of the perceived security in the building of the user security and the positif
influence of the the perceived trust to the use of EPS. The effects of the
security statements for the user perception of security and trust also has been
validated. The perceived security is an essential consept in the attempt ti
understand the use of EPS.
Penulis: Petrus Hari Kuncoro
Seno
Kode Jurnal: jpakuntansidd120401
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