PENGARUH PENERAPAN TATA KELOLA PERUSAHAAN TERHADAP RISIKO KREDIT MELALUI RASIO KECUKUPAN MODAL PADA BANK UMUM
Abstract: The purpose of this
study was to determine the direct or indirect effect of good corporate
governance (GCG) to the non performing loan (NPL) through the capital adequacy
ratio (CAR) in commercial bank. The data used are secondary data obtained from
the annual reports published by each bank. Methods used in determining
the amount of the sample
using purposive sampling method ,
and then performed classical assumption on the
data using path
analysis as an
analytical instrument. The result
show that GCG
have a direct
effect on NPL.
GGC and CAR had
not effect on
NPL. Thus GCG
has no effect
on NPL indirectly, and
CAR variable can
not be used
as mediating variable.
Penulis: HESTI DWI PUSPITASARI
Kode Jurnal: jpmanajemendd141073