PENGARUH PENERAPAN TATA KELOLA PERUSAHAAN TERHADAP RISIKO KREDIT MELALUI RASIO KECUKUPAN MODAL PADA BANK UMUM

Abstract: The purpose of this study was to determine the direct or indirect effect of good corporate governance (GCG) to the non performing loan (NPL) through the capital adequacy ratio (CAR) in commercial bank. The data used are secondary data obtained from the annual reports published by each bank. Methods used in  determining  the  amount  of  the  sample  using  purposive sampling method , and then performed classical assumption on the  data  using  path  analysis  as  an  analytical  instrument.  The result  show  that  GCG  have  a  direct  effect  on  NPL.  GGC  and CAR  had  not  effect  on  NPL.  Thus  GCG  has  no  effect  on  NPL indirectly,  and  CAR  variable  can  not  be  used  as  mediating variable.
Keywords:  good  corporate  governance,  non  performing  loan, and  capital adequacy ratio
Penulis: HESTI DWI PUSPITASARI
Kode Jurnal: jpmanajemendd141073

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