STUDI PENGARUH MAKRO EKONOMI, CAPITAL, DAN LIQUIDITY TERHADAP FINANCIAL PERFORMANCE PADA BANK PEMBANGUNAN DAERAH DI INDONESIA SEBELUM DAN SETELAH OTONOMI DAERAH

Abstract: Purpose  of  this  research  is  to  know  influence  macro  economic,  capital,  and  liquidity  to financial performance at local development bank (BPD) in Indonesia. This  research  is  research  explanatory,  with  research  unit  of  all  (population)  Local Development Bank in Indonesia. Based on Indonesia Bank data there are 26 local development bank  in  Indonesia.  Data  collecting  is  done  by  using  secondary  data  in  the  form  of  publication financial statements of local development bank of all Indonesia from the year 1996 until the year 2005  (during  10  years).  Financial  statements  obtained  from  Indonesia  bank  head  office  and research  bureau  info  bank.  Research  type  applied  is  the  causal  relation  by  using  census  and secondary’s data collecting and data analysis done through structural equation model (SEM). Result of this research indicates that: 1) macro variable of chartered investment counsel either before and also after area autonomy shows different result, before area autonomy doesn't have  an  effect  on  significant  to  financial  performance,  while  after  area  autonomy  influential significant;  2)  variable  capital  influential  significant  to  financial  performance  before  area autonomy, while after area autonomy doesn't have an effect on significant; 3) variable liquidity before area autonomy influential significant to financial performance, and after area autonomy doesn't have an effect on significant.
Keyword:  Macro economic, capital, liquidity, and financial performance
Penulis: Amir Hasan, Khaerul Anuar, Ghafar Ismail
Kode Jurnal: jpakuntansidd090123

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