The Farmers Perception on Effectiveness of Private Forest Revolving Fund Distribution and Factors Affecting its Repayment: Case in Katibung Subdistrict, South Lampung District, Lampung Province
Abstract: Commercial banks are
not interested in providing fund for community-based forest plantation
development. Therefore, in this case,
non bank institutions such Forest Development Funding Center (pusat pembiayaan
pembangunan hutan, PPPH) are highly required.
This paper is aimed to find out the effectiveness of private forest
revolving fund distribution and factors affecting its repayment. The research was conducted during
September–December 2014 in 3 Private Forest Farmer Groups in Katibung
Sub-District, South Lampung District, Lampung Province. The data was collected through household
surveys and in-depth interviews. The
household surveys were done using structured questionnaires that included
questions related to: characteristics of the borrowers, characteristics of
private forest, characteristics of loan, and household perceptions on private
forest revolving fund. Household
perceptions on private forest revolving fund are pre requirement, loan
procedure, loan realization, interest rate, length of repayment periode, and
repayment procedure. The effectiveness of private forest revolving fund
distribution was analyzed by likert scale and factors affecting repayment of
loan was analyzed by logistic regression.
The result showed that: 1) private forest revolving fund in three
private forest farmer groups in Katibung Sub-District, South Lampung District
was effective, 2) income from non-private forest and amount of loan are factors
affecting repayment of private forest revolving fund, 3) the faced problem in
private forest revolving fund distribution could be overcame by maximizing the
role of PPPH field officers in assisting and facilitating private forest
revolving fund debitors candidate.
Author: Sanudin, San Afri
Awang, Ronggo Sadono, Ris Hadi Purwanto
Journal Code: jpkehutanangg160007
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