ANALISIS PENGARUH RASIO KEUANGAN TERHADAP KINERJA BANK (Studi pada Perbankan yang Terdaftar di BEI Tahun 2010-2012)
Abstract: This research aims
to determine the impact of the capital, asset quality, management, earning, and
liquidity to performance of the bank. Capital proxied by CAR (Capital Adequacy
Ratio), asset quality proxied by NPL (Non Performing Loan), management proxied
by NIM (Net Interest Margin), earning proxied by BOPO and liquidity proxied by
LDR (Loan to Deposit Ratio). Meanwhile the bank’s performance that proxied by
using ROA (Return On Assets). This study used secondary data with the sample is
banking companies listed in the Indonesia Stock Exchange (BEI) in 2010-2012.
Analysis technique used is a classic assumption test covering normality test,
multicolinierity test, heteroscedastisity test and autocorrelation test. Other
test using multiple linear regression and hypothesis test use t-statistic to
test partial regression coefficient in level of significance 5%. The results of
this research shows that capital, earning and liquidity has significantly
negative effects toward bank’s performance. While asset quality and management
has significantly positive effects toward bank’s performance.
Penulis: Harish Ari Nurfahmi,
Shiddiq Nur Rahardjo
Kode Jurnal: jpakuntansidd140931
