PENENTUAN CADANGAN PREMI DENGAN METODE PREMIUM SUFFICIENCY PADA ASURANSI JIWA SEUMUR HIDUP JOINT LIFE
ABSTRACT: The aim of this
research was to get the formula of premium reserves through the premium
sufficiency method. Premium reserve is the amount of fund that is collected by
the insurance company in preparation for the claim’s payment. Premium
sufficiency method is gross premium calculation. To construct that formula,
this research used Tabel Mortalitas Indonesia (TMI) 2011, interest rate 2.5% and
cost of alpha %. Based on simulation result in men premium reserve value of age
1 of 56 years propotional with insured periods, but after56 years enhancement
of premium reserve value.
Penulis: Ni Putu Mirah
Permatasari
Kode Jurnal: jpmatematikadd160173
