ANALISIS KUALITAS PEMBIAYAAN PERBANKAN SYARIAH TAHUN 2006-2010
ABSTRACT: The research is
quantitative descriptive research done in three banks titled: “Analysis of
Financing Quality in Syariah Banks Period 2006-2010”. The research purpose is
to find out how much given debt influence
and Loan to Assets Ratio (LAR) to Non Performing Loan. In this research,
researcher took hypothesis that there’s a significant influence between given
debt, Loan to Assets Ratio (LAR) to Non Performing Loan in Syariah Banks period
2006-2010. From the result, it is found determination coefficient (R2) for data
regression 0,467. It means that independence variable altogether are able to
explain 47% variance of dependent variables, which is Non Performing Loan. Then
from t test, it is found that given-debt variable has significant influence to
NPL, it is proven that Tcount > Ttable, while LAR has unsignificant
influence, it’s proven that Tcount < Ttable and after f test, it is found
that given-debt variable and LAR overall has significant influence to NPL. From data analysis done at once, it’s shown
that debt variable given has more significant result to NPL than LAR, which is 0,677%.
KEYWORDS: given debt, LAR, Non
Performing Loan
Penulis: Dewi Indriana, Idah
Zuhroh
Kode Jurnal: jpmanajemendd120734
