ANALISIS PENGARUH BANK INCOME STRUCTURE TERHADAP RISIKO BANK SYARIAH DI INDONESIA (Studi kasus pada Bank Umum Syariah yang terdaftar di Bursa Efef Indonesia periode 2011-2015)
Abstract: The research
objective is to analyze influence of independent variables which consist of
profit and los sharing (PLS), non profit and loss sharing (NonPLS), and
commission and fee (COM) to risk. Selection of sample use purposive sampling
method. Purposive sampling method is the method which based on certain
criteria. The sample that used in this study are eleven of Islamic bank for
period 2011 to 2015.
Quantitative data for this study get from Bank Indonesia and monthly
financial report of Islamic bank. The data were analyzed by linear regression
analysis using SPSS version 16.0 where previously performed classical
assumption that includes Normality Test, Multicollinearity Test,
Autocorrelation Test and Heterokedastisitas Test with level of significance 5%.
The result of t test shows that profit and los sharing (PLS) and non
profit and los sharing (NonPLS) have negative and significant influence to risk
of Islamic bank. Commission and fee (COM)
have negative but not significant influence to risk. Based on the result
of this count, PLS and non profit and los sharing (NonPLS) variable prove to
have negative and significant influence to risk Islamic bank and it’s known
that Commission and fee (COM) variable has no effect to risk Islamic bank.
Keywords: PLS, NonPLS, COM,
bank size, equity to total assets ratio, risk
Penulis: Nurul Yunita, Muhamad
Syaichu
Kode Jurnal: jpmanajemendd170970
