ANALISIS PENGARUH PENDAPATAN NASIONAL DAN TINGKAT SUKU BUNGA TERHADAP PENGHIMPUNAN DANA PIHAK KETIGA PADA BANK UMUM DI INDONESIA
ABSTRACT: The principal
problem of this study are associated with the Indonesian economy which needs to
be improved, therefore Government could increase through improved and increased
banks' performance by increasing the national income, where the banking,
especially commercial banks at the core of the financial system of State. The
method used in this study is multiple linear regression partial adjustment
model (Partial Adjustement Model) that is useful to observe the response of
short-term and long-term variable from one unit change in the value of
independent variables. From the analysis results obtained equation is LSt = β0
+ β1LYt + β2 Lrt + β3 LSt-1 + μt. The results showed that the model free from
the classical assumption of multicollinearity, heteroscedasticity,
autocorrelation. As for all significant independent variables simultaneously on
the third party funding variables, this suggests that the third party funding
increase is influenced by many factors could be shown the results of the
regression is calculated for 679.8788 F <F table at 2.48. And partially
variable interest rate not significantly affect the third party funding.
KEYWORDS: national income,
interest rates, DPK
Penulis: Khoirunnisa’
Arrohmah, Aries Soelistyo
Kode Jurnal: jpmanajemendd100309
