ANALISIS TINGKAT PERMINTAAN PEMBIAYAAN PADA BANK UMUM SYARIAH DI INDONESIA PERIODE 2006 – 2010
ABSTRACT: This study was a
descriptive quantitative type of research which was conducted at 5 Islamic
banks in Indonesia, entitled " The Level of Demand for financing Analysis
at Islamic Banks in Indonesia Period 2006-2010”. From the results were obtained
the coefficient of determination (R2) for panel data of regression model Random
effect of 0.89. This means that the independent variables together were able to
explain that 89% were variation in dependent variable, namely the financing
demand. From the data analysis which had conducted simultaneously showed that
the variable of income per capita and the profit sharing ratio had a more
significant outcome of the financing demand than the variable of lending rates
for working capital. It could be seen from the probability or significance
level, which was variable of income per capita, profit sharing ratio, and lending rates for working capital 0.0695:
0.0612 and 0.9438. Moreover, It could be seen from the F test, which F count
> F table for 59.2 > 3.49.
KEYWORDS: Income percapita,
profit sharing ratio, lending rates for working capital, financing
Penulis: Dewi Jannatul
Firdausiyah
Kode Jurnal: jpmanajemendd110420
