PENGARUH CAPITAL ADEQUACY RATIO (CAR), FINANCING TO DEPOSIT RATIO (FDR), UKURAN DIREKSI, UKURAN DEWAN PENGAWAS SYARIAH, DAN UKURAN BANK TERHADAP RETURN ON DEPOSIT (ROD) PADA BANK UMUM SYARIAH DI INDONESIA DENGAN KEPEMILIKAN ASING SEBAGAI VARIABEL DUMMY
Abstract: Return on Deposit
(ROD) is one of profitability measures in syaria bank. The purpose of this
paper is to analyze determinants of Return on Deposit (ROD) of syaria bank in Indonesia. Those
determinant factors are Capital Adequacy Ratio (CAR), Financing to Deposit
Ratio (FDR), board size, Shari’a Supervisory Board size, bank size, market
interest rate, and foreign ownership. The sample in this study consisted of 11
syari’a banks from year periode of 2011 until 2015. The sample was selected by
purposive sampling method. The research hypothesis testing method of this paper
uses multiple regression analysis. The results show that Capital Adequacy Ratio
(CAR), Financing to Deposit Ratio (FDR), and Shari’a Supervisory Board
size significantly influence Return on
Deposit (ROD) in positive way. However, the results do not show any
relationship between board size and
Return on Deposit (ROD) neither do banks’ size and Return on Deposit
(ROD). Domestic sharia bank has better ROD’s performance than foreign sharia
bank.
Keywords: Return on Deposit
(ROD), Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), board
size
Penulis: Deki Nofendi, Sugeng
Wahyudi
Kode Jurnal: jpmanajemendd170931
