PENGARUH UKURAN, NPL, CAR, LDR, DAN VARIABEL MAKROEKONOMI TERHADAP PROFITABILITAS BANK BUSN NON DEVISA YANG TERDAFTAR DI INDONESIA PERIODE 2012-2015
Abstract: The purpose of this
research is to understand the influence of size, Non Performing Loan, Capital
Adequacy Ratio,Loan to Deposit Ratio, and macroeconomic variable on bank
profitability. For macroeconomic variable useinflation and Gross Domestic
Product. To measure bank profitability in this research use Return On Asset. In
thisresearch use sample were Non Foreign Exchange National Private Commercials
Bank was published financialstatements period 2012-2015. The study uses a
quantitative approach, and used are secondary data. The analysistechnic were
multiple regresion models. The result of this study indicated that size
variable has no influence on bank profitability. Non Performing Loan variable
has a negative significant on bank profitability. For Capital Adequacy Ratio
has no influence on bank profitability. Loan to Deposit Ratio variable has a
negative significant on bankprofitability. Inflation variable has no influence
on bank profitability. For Gross Domestic Product variable has a positive
significant on bank profitability. The result indicates that Non Foreign
Exchange National Private Commercial Bank should pay more attention to the NPL
and LDR variable’s, beside from the external side of the bank should also
consider the level of GDP. So that bank profitability can increase.
Keywords: NPL, LDR, GDP, ROA
Penulis: DWI ANDRIAN
Kode Jurnal: jpmanajemendd171163
