PERAN INTERMEDIASI PERBANKAN TERHADAP USAHA MIKRO KECIL DAN MENENGAH (UMKM)
ABSTRACT: Bank is a business
entity which accummulate funds from society in a form of saving and
distributing it to society in a form of credit or other forms available in
order to enhance the standard of living of society in general. Bank play role
as intermediary institution which bridging two party with different self
interest, whether in accumulating or investing, or even in providing other
banking services including clearing. SMEs is one of business entity
characterized as self liquidating since all of their funding acquired from
financial institution is used to finance their business activity. It is
different with corporate, where usually funding that is acquired from bank is
mostly used for investment or complimenting the fixed capital of company. SMEs
is not least important as bigger scale business entity, including in credit
distribution since SMEs is proven to have significant and important role in
economic development.
KEYWORDS: Intermediary role,
Banking, Small & Medium Enterprises
Penulis: Nurul Badriyah
Kode Jurnal: jpmanajemendd090223
