Analisis Keoptimalan Fungsi Baitul Maal Pada Lembaga Keuangan Mikro Islam (Studi Kasus Pada BMT Nurul Jannah di Gresik dan BMT Muda di Surabaya)
Abstract: Basically Baitul
Maal wa tamwil (BMT) have to run optimally both their business functions
(Baitul tamwil) and social functions (Baitul Maal). Optimal can be seen from
how the organization runs their operations effectively and efficiently. The aim
of this research was to determine what causes of less-optimal from the social
functions (Baitul Maal) on BMT.
This research used qualitative approach and case study method with
explanatory study. The informants in this research were managers and
administrators of BMT. Based on that method, the selected informants were executive
manager of BMT, menager of Baitul Maal, and management of BMT. Data collected
by interviews with informants using validation method of sources and data
triangulation.
The results of this research indicate that their motivation cause
disoptimal Baitul Maal function at Islamic microfinance institutions (case
study at BMT Nurul Jannah Gresik and BMT Muda Surabaya).
Keywords: Optimalization,
Islamic Microfinance Institutions, BMT Functions
Penulis: Rana Ayu Azizah,
Noven Suprayogi
Kode Jurnal: jpmanajemendd141264
