ANALISIS NON PERFORMING FINANCING (NPF) BANK UMUM SYARIAH DI INDONESIA TAHUN 2007 – 2012
ABSTRACT: The purpose of this
study was to determine the effect of Financing to Deposit Ratio (FDR) and
Return on Assets (ROA) as an internal indicator banks representing aspects of
profit and liquidity and the inflation rate as an indicator of bank external
(macroeconomic) the ratio of financing problems are reflected in the ratio
Non-Performing Financing (NPF) Islamic banks in Indonesia in 2007-2012.
analytical tool used is multiple linear regression using panel data. Results of
regression is that the variable Financing to Deposit Ratio (X1) and a
significant positive effect on Non Performing Financing, Return on Assets (X2)
and a significant negative effect on Non Performing Financing and the inflation
rate (X3) and no significant positive effect on Non-Performing Financing.
KEYWORDS: Sharia Banks, Non
Performing Financing, Return on Asset, Inflation rat
Penulis: Solihatun
Kode Jurnal: jpmanajemendd141321
