ANALISIS PROFITABILITAS BANK UMUM GO PUBLIC PADA BURSA EFEK INDONESIA (BEI)
ABSTRACT: The rapid
development of the banking world today is to encourage banks to improve their
performance in competition between banks for customers. One tool for assessing
bank performance is Return on Assets ratio (ROA). The purpose of this study is
to analyze the effect of CAR, NPL, LDR, BOPO to ROA on the banks go public in
Indonesia Stock Exchange the period 2007-2011. Based on the results of
hypothesis tests conducted it was found that the F test showed independent
variable CAR ratio, NPL, LDR, ROA, simultaneous or simultaneously effect of the
variable ROA, can be seen from the calculated value of the F test 191.77>
F-table 2.467. To test T concluded that the variables NPL and bopo significant
negative effect so it can dikatankan ROA hypothesis that negatively affect
profitability (ROA) is acceptable, while the variable CAR is not negative and
not positive LDR variable, so the hypothesis that the CAR positive effect on
profitability (ROA) is unacceptable as well as variables which hypothesis holds
LDR LDR positive effect on profitability (ROA) is not acceptable. While the
test of determination R2, Independent variables influence the dependent
variable is large enough, judging from the value of the coefficient R2 is equal
to 68.9522% 31.0478% while the remaining approximately explained by other
variables that are not included in this research model.
KEYWORDS: Performance, Return
on Assets, Capital Adequacy Ratio, Non Performing Loan, Loan to Deposit Ratio
and Operational costs to Operating Income
Penulis: Akhmad Reza Liannoor
Kode Jurnal: jpmanajemendd141326
