ANALISIS TREN DAN PERBANDINGAN CAR, NPF, PEMENUHAN PPAP, ROA, BOPO, CASH RATIO DAN FDR PADA BANK SYARIAH MANDIRI DAN BANK MUAMALAT PERIODE DESEMBER 2004 SAMPAI DENGAN DESEMBER 2013
ABSTRACT: This research is to
know the trend and the differences of financial performance between Bank
Syariah Mandiri and Bank Muamalat in the periods of 2004-2013. This research
used quantitative for the research method, purposive sampling for the sampling
technique, Bank Syariah Mandiri and Bank Muamalat for the sample. This research
conduct the trend analyzed,and conduct the comparative analyzed with
independent sample t-test. This research used seven variables to evaluate the
financial performance which was CAR, NPF, the fulfillment of PPAP, ROA, BOPO,
cash ratio, and FDR. The trend analysis showed that Bank Syariah Mandiri has
better progress on CAR, BOPO, cash ratio, and FDR, whereas Bank Muamalat has
better progress on NPF, the fulfillment of PPAP and ROA. The comparative
analysis showed that there are no differences on BOPO and cash ratio, whereas
there are differences on CAR, NPF, the fulfillment of PPAP, ROA, and FDR.
Keywords: Trend analysis,
comparative analysis, financial performance, Bank Syariah Mandiri, Bank
Muamalat
Penulis: Archelia Imarvianti, Dina
Fitrisia Septiarini
Kode Jurnal: jpmanajemendd151474
