Faktor Yang Mempengaruhi Petani Bawang Merah Tidak Memilih Pembiayaan Pada Bank Syariah di Nganjuk
Abstract: This research
purposes to determine the factors that affect onion farmers not choose
financing in Sharia Banking in Nganjuk. Right now, in Sharia Banking showed
rapid development but not matched by the number of customers, especially
financing customers the onion farmers in Nganjuk.
This research uses a quantitative approach using exploratory factor
analysis. Population characteristics of this research are the onion farmers in
the Ngrami village and Sukomoro Subdistrict. The number of samples during the
preliminary test by conducting a written interview on 10 respondents and to the
main test required 100 respondents also. The sampling technique used is
purposive sampling.
Results of this research showed that there are four factors affected
onion farmers not to choose financing in Sharia Banking in Nganjuk. Four those
factors as a result of reduction of processing factor analysis. The four
factors are named with the recommendations of other factors, another
competitor, locations, and popularity. Suggestion for Sharia Bank are to
socialize, provide products financing in the form of seasonal for farmers, by
proactive services to potential customers, and services through a car arround
in a place easily accessible public. Factors that are formed in this research
also can be used to further research for influence the other variables, the
decision did not choose to become sharia banking customers as a whole, not only
on financing customers. In addition to further research the SUbject of research
is expected to wider scope.
Keywords: factor analysis,
financing, not to choose Sharia Banking, onion farmers
Penulis: Anantika Hanum
Pratiwi, Ari Prasetyo
Kode Jurnal: jpmanajemendd141238
