Kesesuaian Produk Gadai Emas Berdasarkan Fatwa Dewan Syariah Nasional Majelis Ulama Indonesia (DSN-MUI) di Bank Syariah Mandiri Surabaya
Abstract: This study aims to
determine the conformity of contract rahn based Fatwa DSN-MUI at Sharia Mandiri
Bank Branch Office Dharmahusada Surabaya. Contract rahn at Sharia Mandiri Bank
only be used for products BSM Gold Pawn. The method used is a qualitative
approach using case study strategy. The research object is the Sharia Mandiri
Bank.
Results of this research based on five domains from the mechanism of
implementation contract Rahn in Sharia Mandiri Bank Branch Office Dharmahusada
Surabaya with Fatwa DSN-MUI. From these domains, there are four domains that
have conformity with Fatwa DSNMUI, that was marhun utilization domain,
maintenance and storage marhun, sale / auction marhun as well as the cost of
Ijarah contract. While in the charge domain on marhun against the costs Ijarah
in Sharia Bank Mandiri KCP Dharmahusada don’t have conformity based on Fatwa
DSN No.25 / DSN-MUI / III / 2002 the second point number four.
Keywords: Contract rahn, BSM
Gold Pawn, Fatwa national Islamic council Indonesian Council of Ulama
Penulis: Anggia Jancynthia
Nurizki Wardhani, Sunan Fanani
Kode Jurnal: jpmanajemendd151495
