Komparasi Efisiensi Penghimpunan Dana Pihak Ketiga Bank Umum Syariah Dan Bank Umum Konvensional Di Indonesia Dengan Metode Data Envelopment Analysis
Abstract: This study aims to
determine and comparing the level of third-party funds accumulation efficiency
of Islamic Banks and Conventional Banks in Indonesia. This study uses a
quantitative non-parametric approach with Data Envelopment Analysis (DEA) CRS
and VRS assumption, and statistical tool namely Mann Whitney U-Test. The
samples are 10 Islamic Banks and 13 Conventional Banks those comply with the
specified sample criteria. During 2010 to 2014, Islamic Banks has efficiency
level of third-party funds accumulation relatively higher than Conventional
Banks based on CRS and VRS assumption. Source of inefficiency in Islamic Banks
is the scale of third-party funds accumulation. While the hypothesis test
showed there was no significant difference in the level of third-party funds
accumulation efficiency between Islamic Banks and Conventional Banks in
Indonesia with the assumption of CRS, VRS, and Scale efficiency.
Keywords: Efficiency, Data
Envelopment Analysis (DEA), Third-Party Funds Accumulation
Penulis: Yuliati, Noven
Suprayogi
Kode Jurnal: jpmanajemendd161264
