MEMBANDINGKAN EFISIENSI PEMBIAYAAN BANK UMUM SYARIAH DAN BANK UMUM KONVENSIONAL DI INDONESIA DENGAN METODE DATA ENVELOPMENT ANALYSIS (DEA)
ABSTRACT: This study aims to
determine and comparing the level of financing efficiency of Islamic Banks and
Conventional Bank in Indonesia. This study uses a quantitative non-parametric approach
With Data Envelopment Analysis (DEA) VRS assumption, and a statistical tool Mann-Whitney
U-Test. The samples are 10 Islamic Banks and 13 Conventional Commercial Bank those
comply with the specified sample criteria. During 2010 to 2014, Islamic Bank
has efficiency level of financing relatively higher than Conventional Bank
based on VRS assumption. Source of inefficiency in Islamic Banks finance more
due to inefficiency on a scale of financing . While the hypothesis test showed
there are significant differences in the level of scale financing efficiency,
and no significant difference in the level of financing efficiency between
Islamic Banks and Conventional Banks in Indonesia with CRS and VRS assumption.
Keywords: Data Envelopment
Analysis (DEA), Efficiency, Pure Technical Efficiency (VRS)
Penulis: Ditta Feicyllia Sari
Kode Jurnal: jpmanajemendd151470
