MEMPREDIKSI KEBANGKRUTAN PERUSAHAAN PERBANKAN (STUDI PADA PERUSAHAAN PERBANKAN YANG TERCATAT DI BEI)
Abstract: The purpose of this
study is to determine the most influential ratio of CAMEL on bankruptcy of
banking companies listed on the Stock Exchange. The other purpose is to predict
bank bankruptcy. The result resesarch found that the ratios of CAMEL have a
positive and significant effect in predicting bankruptcy of the banking
company. The ratio of capital adequacy ratio (CAR) is accurate for predicting
bank bankruptcy with a significance level of 0.014. It could be suggested that
banks management should be pay more attention to the ratio of capital adequacy
ratio (CAR) because it can provide a positive influence on the prediction of
bank bankruptcy. Investors should be also pay more attention to the CAR when
making a decision to minimize the risk. Further research should be consider
other than CAMEL ratios, for example, aspects of compliance including Maximum
Lending limit (LLL), reserve requirement (GWM), and Net Open Position (NOP).
Keywords: Predicting
Bankruptcy, CAMEL and CAR
Penulis: Iswanto
Kode Jurnal: jpmanajemendd141346
