Penanganan Pembiayaan Murabahah Macet Pada Koperasi Pondok Pesantren (KOPONTREN) XYZ
Abstract: Murabaha Financing
have potentially lower risk than other financing product. It chosen by USP
Kopontren XYZ to fulfill members financing demand both for business development
and consumptive purposes. Termination of Employment Relationship, working cycle
and Bad characters some members cause of the collectibility default in Murabaha
Financing.
This study using qualitative approach and case studies. The collection of
primary data through in-depth interview, while secondary data obtained from the
Annual Members Meeting report Kopontren XYZ . Explanation building analysis
techniques are use to explain the results of in-depth interviews in order to
explain the handling of murabaha financing collectibility default.
The results explained to handling collectability default adopt according
to The Minister of Cooperatives and Small and Medium Enterprises of the
Republic of Indonesia Number: 35.3 / Per / M.KUKM / X / 2007, executing from
cash collateral, financial penalties for those who deliberately, and converts the
contract.
Keywords: Kopontren, Murabaha
Financing, Financing Problem, Collectibility Default
Penulis: Sunarno, Imron
Mawardi
Kode Jurnal: jpmanajemendd161291