Penerapan Teknik Analytical Hierarchi Process (AHP) Dalam Pengambilan Keputusan Pembiayaan Produktif (Studi Kasus Pada Bank JATIM Syariah Cabang Darmo)
Abstract: The purpose of this
study was to determine the main criteria of decision-making for productive
financing based on the level of interest by using AHP technique. Results of
this study is the capital criteria become a major criterion in the
decision-making productive financing. Most important sub-criteria of Character
is payment commitments. Most important sub-criteria of Capacity is obtained
from customer turnover per month. Most important subcriteria of Capital is
trackrecord of prospective customer payments. Most important subcriteria of
Collateral is the ownership of the collateral and the authenticity of the
documents. Most important sub-criteria of Condition of Economy is the business
both in the side of the law and the government. The results of all the weighting
of criteria and sub-criteria through the process of harmonic average from
seventh informant’s answers.
Keywords: Decision Making
Analysis, Productive Financing, 5C, Analytical Hierarchy Process (AHP)
Penulis: Firdausi Nuzula, Dina
Fitrisia Septiarini
Kode Jurnal: jpmanajemendd161266
