Pengaruh CAR, NPF, FDR, dan OER, Terhadap ROA Pada Bank Pembiayaan Rakyat Syariah di Indonesia Periode Januari 2009 Hingga Mei 2014
Abstract: Islamic Rural Bank
is intermediary institution that collect and distribute the fund in financing.
BPRS management hope that every operational activities always shows good
performance in order to obtain optimal benefit. One of the way to measure
performance is calculating financial ratios. The purpose of this research to
know the effect of CAR, NPF, FDR, and OER on ROA in industry of Islamic Rural
Bank period January 2009 until May 2014 in partial and simultaneous. This
research method used quantitative approach. Sample of this research was based
on monthly period, so there were 65 months/samples. Sampling technique used
purposive sampling. All data taken from Sharia Islamic Statistic. Analyze
technique used multiple regression.
The results of this research showed that in simultaneous, CAR, NPF, FDR,
and OER had significant effect on ROA. In partial, CAR, NPF, and FDR had not
significant effect on ROA, beside OER had significant effect on ROA.
Keywords: CAR, NPF, FDR, OER,
ROA
Penulis: Linda Widyaningrum,
Dina Fitrisia Septiarini
Kode Jurnal: jpmanajemendd151492
