PENGARUH EQUITY TO TOTAL ASSETS RATIO, NON PERFORMING RATIO DAN FINANCING TO DEPOSIT RATIO TERHADAP KINERJA KEUANGAN KOPERASI BMT NURUL JANNAH GRESIK TAHUN 2012-2014
ABSTRACT: This research aimed
to know the influence of Equity to Total Assets Ratio, Non Performing Ratio and
Financing to Deposit Ratio to Return on Assets Ratio in BMT Nurul Jannah
Gresik. This research used the quantitative approach method. The analysis
technique used multiple linear regression.
Based on the result of t-test, Equity to Total Assets Ratio and Financing
to Deposit Ratio partially did not influence significantly to Return on Assets
Ratio, but Non Performing Financing influenced significantly to Return on
Assets Ratio. The result of simultaneous test showed that Equity to Total
Assets Ratio, Non Performing Ratio and Financing to Deposit Ratio had
significant effect to Return on Assets Ratio with siginificant value 0,001. The
ability of Equity to Total Assets Ratio, Non Performing Ratio and Financing to
Deposit Ratio in explaining Return on Assets Ratio of 38,3% and the remaining
61,7% was explained by other variables outside the model.
Keywords: Equity to Assets
Ratio, Non Performing Financing, Financing to Deposit Ratio, Return on Assets
Penulis: Febby Karina
Anastasia, Dina Fitrisia Septiarini
Kode Jurnal: jpmanajemendd151480
