Pengaruh Kecukupan Modal, Fungsi Intermediasi, Efisiensi Operasional, dan Pembiayaan Bermasalah Terhadap Profitabilitas (Studi Pada Bank Syariah Periode Januari 2010 - Juli 2014)
Abstract: The research aims to
analyze the influence of Capital Adequacy Ratio (CAR), Financing to Deposit
Ratio (FDR), Opperational Efficiency (BOPO), and Non Performing Financing (NPF)
to Return On Assets (ROA) of Sharia Banking in the period from January 2010 to
July 2014. The sample population of the research is the Industry of Sharia
Banking. Samples were taken by purposive sampling, which is taken from the
Sharia Banking Industry. The analysis technique used in this research is by
multiple linier regression that aims to obtain a comprehensive picture of the
relationship between variables. The results of this research shows that the
CAR, BOPO, and NPF have a significant influence on ROA of Sharia Banking.
Whereas FDR has no significant influence on ROA of Sharia Banking. The amount
of the contribution of the four variables on ROA is 47,20% while the remaining
52,80% influenced by other factors that are not included in the analysis of this
research. The results of this research are expected to be guidelines for Sharia
Banking in increasing the profitability of Sharia Banking.
Keywords: CAR, FDR, BOPO, NPF,
ROA
Penulis: Rifqul Ma'isyah,
Imron Mawardi
Kode Jurnal: jpmanajemendd151436
