Pengaruh Pembiayaan Berdasarkan Jenis Penggunaan Terhadap Non Performing Financing Pada Bank Umum Syariah (BUS) Dan Unit Usaha Syariah (UUS) Di Indonesia Periode Januari 2009 – Desember 2015
Abstract: The purpose of this
research was to analyze the impact of working capital financing, investment
financing and consumption financing on Non Performing Financing of Islamic
Banking Industry in Indonesia from January 2009 until December 2015. This
research using a quantitative methods. The data used are the secondary data
from Financial Services Authority official website. The analytical methods used
in this research is the method of multiple linear regression with a
significance level of 0,05. Based on the analysis, working capital financing
and investment financing partially provide a significant impact on the ratio of
non performing financing. Only consumption did not significantly affect the
ratio of non performing financing. However, working capital financing,
investment financing and consumption financing are simultaneously provide a
significant impact on the ratio of non performing financing.
Keywords: Non Performing
Financing, Working Capital Financing, Investmen Financing, Consumption
Financing
Penulis: Diah Ayu Legowati,
Ari Prasetyo
Kode Jurnal: jpmanajemendd161315
