Pengaruh Pembiayaan Dana Baitul Maal Wat Tamwil (BMT) Teladan Terhadap Kinerja Usaha Mikro di Pasar Semolowaru Surabaya
Abstract: This research aims
to find out the influence of funding of BMT Teladan towards microenterprises'
performances in Semolowaru’s Market Surabaya. Questionnaires are used to
collect the primary data. The data is analyzed by using one of quantitative
approaches which is simple regressive analysis. The samples of the analysis are
30 BMT Teladan customers who have been partners for at least one years. Purposive
sampling is used as it eases the researcher to take detailed informations and
it also appropriate towards the aim of the research.
The result of the research shows that the BMT Teladan funding which
covers Ijarah and Murabahah financing are indeed influential towards
micro-enterprises' performances in increasing earnings and asset of
micro-enterpreneur in Semolowaru’s Market Surabaya.
BMT Teladan shoud provide stronger internal factors for increasing the
performances of micro-enterprises such as developing and empowering human
resources (microenterpreneur). The successes and failures of an enterprise or a
business relies on the capability of its human resources especially in applying
business strategy. In other words, the success of an enterprise is determined
by the quality of its human resources as microenterpreneurs. It is hoped for
the next further research to use a broaderfactor (internal and external) that
influences the performance of micro-enterprises.
Keywords: Funding,
Enterprise's performances, Micro-enterpreneurs
Penulis: Nurul Farida
Damayanti, Sri Herianingrum
Kode Jurnal: jpmanajemendd141219
