Pengaruh Variabel Makroekonomi dan Variabel Spesifik Bank Terhadap Non Performing Financing Pada Bank Umum Syariah dan Unit Usaha Syariah di Indonesia Periode 2013-2014
Abstract: This research
attempt to analyze the effect of variable gross domestic product (GDP),
inflation and financing to deposit ratio (FDR) to non performing financing
(NPF) of Islamic Commercial Bank and Islamic Business Unit in Indonesia. This
research using quantitative methods. The study is based on quarterly data for
the period 2003-2014. Typed of data used are the secondary data from official
website Indonesian Bank and Bureau Statistic Center. The analytical methods
used in this study is the method of multiple linear regression with a
significance level of 0,05.
The result of this research indicate that gross domestic product and
inflation partially provide a significant influence to non performing
financing. Only financing to deposit ratio have an insignificant influence to
non performing financing. However, gross domestic product, inflation and financing
to deposit ratio simultaneously provide a signification effect to non
performing financing.
Keywords: Non Performing
Financing, Gross Domestic Product, Inflation and Financing to Deposit Ratio
Penulis: Daisy Firmansari,
Noven Suprayogi
Kode Jurnal: jpmanajemendd151456
