Perbandingan Financial Distress Bank Syariah Di Indonesia Dan Bank Islam Di Malaysia Sebelum Dan Sesudah Krisis Global 2008 Menggunakan Model Altman ZScore
Abstract: This study aims to
find out the comparison between the prediction of financial distress of Islamic
Banks in Indonesia and that of Islamic Banks in Malaysia before and after the
global crisis 2008 using quantitative method and purposive sampling. The prediction
of financial distress was done by using Altman Z-score measuring. The technique
used to examine the financial distress is Mann-Whitney, and for those after the
crisis were examined using Independent sample T-test. The result of this
research shows that there is a significant difference between Islamic banks in
Indonesia and those in Malaysia either before or after the global crisis 2008
with 5% significance level. The Islamic banks in Indonesia are in secure zone
either before or after the crisis. However, the Islamic banks in Malaysia are
in grey area which cannot be made sure of the bankruptcy either before or after
the crisis.
Keywords: Financial Distress,
Islamic Bank, Global Crisis, Altman Z-Score
Penulis: Siti Zulaikah, Nisful
Laila
Kode Jurnal: jpmanajemendd161306
