Perbedaan Pembiayaan Model Bagi Hasil dan Non Bagi Hasil Terhadap Profitabilitas dan Resiko (Studi Kasus BMT Amanah Ummah)
Abstract: This research is
conducted to identify the relationship between profit sharing financing,
non-profit-sharing, risk, and profitability of the BaitulMaalwatanwil. While
the purpose of this study was conducted to determine the difference between the
two financing available in BMT Amanah Ummah Karah Surabaya branch (profit
sharing and non-sharing).
The method used in this study is qualitative approach, using the case
study method. The collection of the data done by linking the questions asked,
the data collected with the conclusions drawn from interviews with secretaries
and marketing lending at headquarter of BMT Amanah Ummah Karah Surabaya branch.
The results showed that non-profit-sharing financing have a higher level
of profitability than the profit sharing financing. Meanwhile, from the level
of risk, profit sharing financing have a higher degree of risk compare to
non-profit sharing financing.
Keywords: Baitul Maal Wa Tanwil,
Profit Sharing Financing, Non-Profit Sharing Financing, Profitability, Risk,
Amanah Ummah
Penulis: Ilham Nur Agustha,
Imron Mawardi
Kode Jurnal: jpmanajemendd141223
