ANALISIS FAKTOR-FAKTOR YANG BERPENGARUH TERHADAP LOAN LOSS PROVISIONS (Studi pada Bank Konvensional yang Terdaftar di Direktori Perbankan Indonesia Periode 2011-2015)
ABSTRACT: This
study aims to examine the effects of Size, Capital Adequacy Ratio, Loan to
Deposit Ratio, Non Performing Loan, and Earning Before Tax and Provision to
Loan Loss Provisions on conventional banks listed on Indonesian Banking
Directory in 2011-2015. The population is 56 conventional banks in
Indonesia.The sampling technique was conducted by using purposive sampling
method. The total number of samples in this study is 31 conventional banks. The
data was processed using multiple linear regression analysis through classic
assumption test before.The results show that NPL and EBTP have positive and
significant ef ect to LLP, while SIZE, CAR,and LDR has positive but
insignificant ef ect to LLP. The score of adjusted R Square is 45,3% which
means this number could explain the ef ect of the variables to LLP.
Keywords: Loan
Loss Provision, Size, Capital Adequacy Ratio, Loan to Deposit Ratio, Non Performing
Loan
Penulis: Intan
Dewi P, Astiwi Indriani
