ANALISIS PENGARUH DPK, NPF, ROA, PENEMPATAN DANA PADA SBIS, DAN TINGKAT BAGI HASIL TERHADAP PEMBIAYAAN BAGI HASIL (Studi Pada Bank Umum Syariah di Indonesia Periode Tahun 2010-2014)
ABSTRACT: This
research aimed to analyze the influence of Third Party Fund (DPK), Non
Performing Financing (NPF), Return On Assets (ROA), placements of funds in
SBIS, and equivalent rate of profit sharing toward profit and loss sharing
financing. Case study on Islamic Banks in Indonesia Bank in period 2010-2014. Research
population used was Islamic Banks in Indonesia Bank in period 2010-2014. Sampling
tehnique used was purposive sampling and obtained a sample of 5 Islamic Banks
by removing outliers from 2 samples of data banks, so that data is processed
only numbered 60 data. The data used in this research were obtained from the
Quarterly Report 2010-2014. Analysis technique used was multiple regression
that includes classic assumption test, F statistic test, t statistic test, and
coef icient of determination test (R2) The
result of this research showed that Third Party Fund (DPK), Non Performing Financing
(NPF), and Return On Assets (ROA) had positive significant af ect to profit and
loss sharing financing. Placements of funds in SBIS had positive not
significant af ect to profit and loss sharing financing. Equivalent rate of
profit sharing had negative not significant af ect to profit and loss sharing
financing. The result of coef icient of determination test (R2) showed the
ability of model prediction was 98,2% while the remaining 1,8% influenced by
other variables outside the research.
Keywords:
Third Party Fund (DPK), Non Performing Financing (NPF), Return On Assets (ROA),
placements of funds in SBIS, equivalent rate of profit sharing, profit and loss
sharing financing.
Penulis: Gittrys
Ratu Mashita Gumilarty, Astiwi Indriani
