Pengaruh Dana Pihak Ketiga (DPK), Capital Adequacy Ratio (CAR), dan Non Performing Financing (NPF) terhadap Profitabilitas Bank Syariah dengan Pembiayaan sebagai Variabel Intervening
ABSTRACT: The
aim of this resesearch is to identify and analyze the determinant of
Profitability in sharia banking of Indonesia in the period of 2011-2015.
Profitability is dependent variabel in this research. There are three
independent variables that used, wich are Third Party Funds, Capital Adequacy
Ratio, Non Performing Financing, and an intervening variabel which is Financing.
Sampling technique used is pruposive sampling, obtained by amount 5 sharia
banking for sample from 11 syariah banking in Indonesia period 2011-2015. The
data analyzed with path analysis using SPSS program. The result of this
research show that Non Performing Financing (NPF) and Capital Adequacy Ratio
(CAR) has negative influance significant to financing, Third Party Funds have positive
influance and not significant to financing. Third Party Funds and Financing has
positive influance significant to Profitability, Non Performing Financing (NPF)
have negative influence significant to profitability, and then Capital Adequacy
Ratio (CAR) have negative influance not significant to Profitability. But,
Financing can not mediate influance beetwen variable independent Third Party
Financing, Capital Adequacy Ratio (CAR), and Non Performing Financing (NPF) to Profitability.
Keywords:
Third Party Financing, Capital Adequacy Ratio, Non Performing Financing, Financing,
Profitability
Penulis: Ulin Nuha Aji Setiawan, Astiwi Indriani
